Day 34 - I Owe! I Owe!
Feb. 3rd, 2010 09:40 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
wolfsbrideI probably haven't talked about this here before but my boss has been promising to retire for the last several years. Technically, I am supposed to be taking over, but considering what she pays me, I don't know what she expects me to take over with. I never really took it seriously because in the two years since we broached the subject, she never brought up any numbers or whatever.
Several months ago she started making a few more demands, ridiculous ones as far as I'm concerned and as she still hadn't put forth a proposal of any kind, I was still pretty much ignoring her. It didn't help that her retire date kept getting further and further away. I figured she wasn't serious about it either.
So last week, on Friday, we went out to dinner, and in the middle of us eating, she rummages around in her purse and pulls out two sheets of paper. One is a mock up of her last year's revenue and expenses and the other has a bunch of notes. I peruse and say ok, I'll have to take a closer look and make some notes of my own and whatever. Then we continue eating and that's that.
When I got into work on Monday...
Boss: I made us an appointment at the bank!
Me: Quoi?
Boss: So we can get you a line of credit!
Me: Err... 1. I haven't decided anything yet and 2. I've already told you the chances of me getting a loan or line of credit are very slim.
Boss: Don't worry! I'll co-sign!
Me: *mentally - Yeah right* Okay fine. Whatever.
So anyway, today we went to the bank. I'm kinda in awe of my boss. You know that saying, so and so lies like a cheap rug? Well, my boss lies like a finely woven Persian carpet. She's telling the bank lady I'm making this much a month and I've been this and that and I'm sitting there thinking... Man, if I WAS making that much a month, I'd be able to buy your business out right.
Anyway, as I tried to tell my boss, I'm carrying too much debt for them to approve a line of credit. But I did fine out that they have this thing were if you're sick or off work for a long period of time, they'll consolidate all your things into one payment. I wish I'd know that back in 2007/2008. Maybe I wouldn't have gotten so behind.
Oh well. Live and learn.
So, it seems since I kinda was all meh about her offer, she's scrambling to find someway of enabling me to buy her business. I basically told her she should probably have someone else in the wings to sell to because I wasn't at all confident that it was a workable deal. We'll see how it develops. I'm tempted to suggest me going to work for someone that would actually pay me a decent wage. Then I'd have no problem affording whatever.
Several months ago she started making a few more demands, ridiculous ones as far as I'm concerned and as she still hadn't put forth a proposal of any kind, I was still pretty much ignoring her. It didn't help that her retire date kept getting further and further away. I figured she wasn't serious about it either.
So last week, on Friday, we went out to dinner, and in the middle of us eating, she rummages around in her purse and pulls out two sheets of paper. One is a mock up of her last year's revenue and expenses and the other has a bunch of notes. I peruse and say ok, I'll have to take a closer look and make some notes of my own and whatever. Then we continue eating and that's that.
When I got into work on Monday...
Boss: I made us an appointment at the bank!
Me: Quoi?
Boss: So we can get you a line of credit!
Me: Err... 1. I haven't decided anything yet and 2. I've already told you the chances of me getting a loan or line of credit are very slim.
Boss: Don't worry! I'll co-sign!
Me: *mentally - Yeah right* Okay fine. Whatever.
So anyway, today we went to the bank. I'm kinda in awe of my boss. You know that saying, so and so lies like a cheap rug? Well, my boss lies like a finely woven Persian carpet. She's telling the bank lady I'm making this much a month and I've been this and that and I'm sitting there thinking... Man, if I WAS making that much a month, I'd be able to buy your business out right.
Anyway, as I tried to tell my boss, I'm carrying too much debt for them to approve a line of credit. But I did fine out that they have this thing were if you're sick or off work for a long period of time, they'll consolidate all your things into one payment. I wish I'd know that back in 2007/2008. Maybe I wouldn't have gotten so behind.
Oh well. Live and learn.
So, it seems since I kinda was all meh about her offer, she's scrambling to find someway of enabling me to buy her business. I basically told her she should probably have someone else in the wings to sell to because I wasn't at all confident that it was a workable deal. We'll see how it develops. I'm tempted to suggest me going to work for someone that would actually pay me a decent wage. Then I'd have no problem affording whatever.
